There’s a wrong way to do things, and there’s a RIGHT WAY to do things…and man I’ve done it WRONG so many times. In 2010, my credit card was racking up to well over 25,000 and it was mainly for STUPID THINGS! The amount of SHOPPING I did on that credit card would probably blow your freakin’ mind!


I LOVE CLOTHES…if you don’t know, now you know!


I love cute yoga pants, but I also love boomsauce jeans. It’s SUPER FUN knowing that I have the chance to be GIRLY… getting dressed up in a fancy dress, have some fun in a sun-dress, find me a cute pool dress. Then don’t get me started on the SHOES…from nikes to stilettos, and everything in between! ⠀⠀⠀ But when you’re in DEBT, and you’re STILL buying the cute outfits…and it’s making you go FURTHER in debt…that is when I wish I would have STOPPED. My CC didn’t get up to 25,000 [and growing] because I bought practical stuff. I would buy clothes, and then 6 months later I would still be PAYING for those same clothes and I was no that longer wearing because they were already out of style…and it became a #CrazyCycle. ⠀⠀⠀ If I wanted to get out of debt, which that 25K was only a fraction of the debt I was in…I had to SACRIFICE. We went about it with FOCUSED INTENSITY…I didn’t shop for close to a year, I saved EVERY PENNY and paid that CC off! We put ourselves on a budget for another 2 years and paid off well over 100K in debt!

⠀⠀⠀ Where many of you are…I’ve been! We had to make SACRIFICES in the moment, knowing that they would be WORTH IT! AND IT WAS! We threw the deuces at my credit card, my student loans, my car note and the list goes on! ⠀⠀⠀ So today…I’M CELEBRATING! I’m about to head out to the mall to do what I love…SHOPPING! But I’m doing it the RIGHT WAY…debt freakin’ free…and it feels so dang good!

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My goal in these Letters To You is to give you practical and useful content for FREE. I'll keep you updated every time I release a new post. And of course, if you have any questions about anything, or just want to say hi, I'd love to hear from you!

- Alli

A L L I   U P H A M

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